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Meet Kim

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​I’ve experienced the effects of divorce throughout my life, starting with my parents’ divorce and then one of my own. I understand the havoc it can wreak on your life not only emotionally, but also financially. 

​I know firsthand how alone you feel and how your life can seem like it is no longer your own. I recognize the feeling of wanting to protect your children from the pain of divorce. My daughter was 10 when I went through my divorce and I remember making it a priority that she understand that this was not her fault!  


As a child of divorced parents, I vowed I would never get divorced, and then feeling like a failure when it happened to me. But I also remember vowing I would not live the rest of my life being miserable. My peace of mind and happiness were worth fighting for!  Today, my daughter Christine is a freshman at Colorado State University studying Equine Science and following her passions. She and I got through this, and so will you and your children!

I’m here to tell you that you can create a better life, and it can be bigger and more amazing than ever before!  I’ve walked in your shoes, and I understand what you are going through. I want to be here to support and empower you through this process. I’m here to help you stand up for yourself, even when you don’t feel you can. I can explain each step in the process and help you get through it. 



As your Certified Divorce Financial Analyst™, I can be a key component of your team to help you successfully get through the divorce process.  I am not in competition with your attorney but will work with your attorney in all the financial matters of your case. 

If you are working with a mediator, I can help provide the financial knowledge and clarity you need to negotiate a fair settlement.   

Your attorney is your legal expert, and I am your financial expert.  I can create the financial documents your attorney needs, complete with supporting documentation.  If need be, I can also provide expert witness testimony in court regarding the financial matters of the case.

Whether it’s preparing financial statements or just helping you create a budget, I can be here for you through the entire divorce process. It is my goal to provide the objective guidance and education you need to come out financially empowered, confident, and motivated to achieve your financial success!


During the divorce process, you will be required to report your income and expenses, and a list of your assets.  Just getting through these initial steps can seem overwhelming, but I’m here to guide you through it, to make it simple, and partner with you through the process. 

As your Certified Divorce Financial Analyst™, my job is to show you how the decisions you make during the divorce process can affect you financially, not only today but 20 years from now. 

Should I keep the house?  You emotionally want to keep the house, but the question becomes can you afford to keep the house? Will it be detrimental to you to keep the house long-term?  

These emotionally charged questions are vitally important to you to answer correctly as they can make or break you financially. 


Should I take more of the 401(k), or is it better to take half of the pension?  Why do I need child support and alimony?  What is the difference between the two?  My job is to support you through this process, and to help you understand the various financial components of divorce.  

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You, your family and your needs are unique. Divorce is a critical time in the life of a family. We help make it easier and walk you through each step.

Knowledgeable, compassionate and professional. I couldn’t recommend her more!

I really appreciate Kimberly Surber’s knowledge, compassion, support and sense of humor. I highly recommend her services. 💛

Kimberly Surber provides awesome divorce financial planning - helping people going through divorce make good financial decisions, and advising them on options and choices. During a really stressful and traumatic time, it is wonderful to have Kim provide information to make decision-making easier. I highly recommend KIm - and she works great with your divorce attorney ensuring the financial bases are covered.

What our Clients Say

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