The Importance of Post-Divorce Financial Planning
- Kimberly Surber
- Apr 23
- 2 min read

Divorce marks the end of one chapter and the beginning of another. While much of the focus during divorce is understandably on dividing assets and navigating legal complexities, the period after a divorce is just as critical—especially when it comes to your financial future.
At Leeward Divorce, we believe that financial clarity and confidence are key to helping you move forward. Post-divorce financial planning is not just about spreadsheets and budgets—it's about reclaiming stability, security, and peace of mind.
Why Post-Divorce Financial Planning Matters
1. Your Financial Landscape Has Changed. Divorce can bring significant shifts in income, expenses, and assets. Whether you’re adjusting to living on a single income, managing child or spousal support, or transitioning into retirement with new financial responsibilities, having a clear understanding of your new financial reality is essential.
2. Avoid Costly Mistakes. Without a financial plan, it's easy to overlook critical details that could cost you later—such as tax implications, asset liquidity, or the long-term impact of keeping the family home. A post-divorce financial plan helps ensure that you're not only compliant but also strategic with every decision.
3. Secure Your Future. Whether it’s updating your estate plan, realigning your retirement savings, or building a new investment strategy, financial planning helps you look beyond the immediate transition and focus on your long-term goals. It’s about creating a roadmap to financial independence and peace of mind.
4. Protect Your Children’s Needs. If children are involved, their financial well-being is a top priority. A post-divorce plan can help you organize education savings, manage child support, and set clear expectations to avoid future conflicts.
5. Empower Yourself Financial. planning after divorce isn’t just about numbers—it’s about empowerment. Gaining financial clarity can reduce anxiety and help you feel more confident in your ability to make informed decisions for yourself and your family.
How Leeward Divorce Can Help
As Certified Divorce Financial Analysts® (CDFA®), we specialize in helping individuals understand and manage the financial implications of divorce—before, during, and after the process. Our post-divorce financial planning services include:
Budgeting and cash flow planning
Investment and retirement strategy reviews
Tax planning and implications
Long-term financial goal setting
Estate and insurance updates
Child and spousal support analysis
We work with you one-on-one to create a personalized financial plan that reflects your new circumstances and helps you move forward with confidence.
Take Control of Your Future
If you are contemplating a divorce or are in the middle of one, I am here to help! I can give you valuable guidance on financial decisions you make during the divorce process, so you emerge financially stronger and better empowered to tackle the next chapter of your life.
Kimberly can provide step-by-step guidance on matters related to divorce. With a wide range of experience and expertise related to divorce issues, our team will simplify the process and provide much-needed clarity in areas such as long-term tax consequences, asset, and debt analysis, dividing pension plans, continued health care coverage, stock option elections, protecting support with life insurance, and much more.
This information is not intended to be a substitute for seeking legal advice from an attorney. For legal or tax advice please seek the services of a qualified attorney and/or qualified tax professional.
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