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News And Resoures

The Importance of Post-Divorce Financial Planning















Divorce marks the end of one chapter and the beginning of another. While much of the focus during divorce is understandably on dividing assets and navigating legal complexities, the period after a divorce is just as critical—especially when it comes to your financial future.


At Leeward Divorce, we believe that financial clarity and confidence are key to helping you move forward. Post-divorce financial planning is not just about spreadsheets and budgets—it's about reclaiming stability, security, and peace of mind.


Why Post-Divorce Financial Planning Matters


1. Your Financial Landscape Has Changed. Divorce can bring significant shifts in income, expenses, and assets. Whether you’re adjusting to living on a single income, managing child or spousal support, or transitioning into retirement with new financial responsibilities, having a clear understanding of your new financial reality is essential.


2. Avoid Costly Mistakes. Without a financial plan, it's easy to overlook critical details that could cost you later—such as tax implications, asset liquidity, or the long-term impact of keeping the family home. A post-divorce financial plan helps ensure that you're not only compliant but also strategic with every decision.


3. Secure Your Future. Whether it’s updating your estate plan, realigning your retirement savings, or building a new investment strategy, financial planning helps you look beyond the immediate transition and focus on your long-term goals. It’s about creating a roadmap to financial independence and peace of mind.


4. Protect Your Children’s Needs. If children are involved, their financial well-being is a top priority. A post-divorce plan can help you organize education savings, manage child support, and set clear expectations to avoid future conflicts.


5. Empower Yourself Financial. planning after divorce isn’t just about numbers—it’s about empowerment. Gaining financial clarity can reduce anxiety and help you feel more confident in your ability to make informed decisions for yourself and your family.


How Leeward Divorce Can Help


As Certified Divorce Financial Analysts® (CDFA®), we specialize in helping individuals understand and manage the financial implications of divorce—before, during, and after the process. Our post-divorce financial planning services include:


  • Budgeting and cash flow planning

  • Investment and retirement strategy reviews

  • Tax planning and implications

  • Long-term financial goal setting

  • Estate and insurance updates

  • Child and spousal support analysis


We work with you one-on-one to create a personalized financial plan that reflects your new circumstances and helps you move forward with confidence.


Take Control of Your Future


If you are contemplating a divorce or are in the middle of one, I am here to help! I can give you valuable guidance on financial decisions you make during the divorce process, so you emerge financially stronger and better empowered to tackle the next chapter of your life.


Kimberly can provide step-by-step guidance on matters related to divorce. With a wide range of experience and expertise related to divorce issues, our team will simplify the process and provide much-needed clarity in areas such as long-term tax consequences, asset, and debt analysis, dividing pension plans, continued health care coverage, stock option elections, protecting support with life insurance, and much more.











This information is not intended to be a substitute for seeking legal advice from an attorney. For legal or tax advice please seek the services of a qualified attorney and/or qualified tax professional.


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Leeward Divorce Financial Planning proudly serves clients from our offices in Colorado, California, and Florida. We also offer virtual divorce coaching, mediation, and advocacy throughout the United States.

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Contact Us

Email: info@leewarddivorceplanning.com

Phone: 1.800.547.1263

Direct: 1.800.547.1263 ext.103

Colorado Office:

2580 E Harmony Road, Suite 201
Fort Collins, CO 80528

Florida Office:

30410 Sea Grape Terrace, Suite 4

Big Pine Key, FL 33043

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DISCLOSURE

Kimberly Surber is a Certified Financial Planner®  and a Certified Divorce Financial Analyst®; however such registration does not imply a certain level of skill or training and no inference to the contrary should be made. Information presented is for informational purposes only, does not intend to make an offer or solicitation for the sale or purchase of any securities, and should not be considered investment advice.  Kimberly Surber has not taken into account the investment objectives, financial situation or particular needs of any individual investor. There is a risk of loss from an investment in securities, including the risk of loss of principal. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable or suitable for a particular investor's financial situation or risk tolerance. Asset allocation and portfolio diversification cannot assure or guarantee better performance and cannot eliminate the risk of investment losses. Be sure to first consult with a qualified financial advisor and/or tax professional before implementing any strategy discussed here. Past performance is not indicative of future results. Investments involve risk, including loss of principal and unless otherwise stated, are not guaranteed. Information provided reflects Kimberly Surber's views as of certain time periods, such views are subject to change at any point without notice.

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Leeward Divorce Financial Planning provides informational articles not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Leeward Divorce Financial Planning is not responsible for the consequences of any decisions or actions taken as a result of information provided in these articles and does not warrant or guarantee the accuracy or completeness of the information requested or displayed. External Links are not affiliated with Leeward Divorce Financial Planning.​

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